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San Diego Mortgage Guides

Practical guides grouped by topic so you can find answers fast, then get real numbers with a pre-approval.

Getting started

First-time homebuyer guide Pre-approval documents (5 items) How pre-approval works Documents checklist Affordability calculator

Loan types

FHA loans VA loans Conventional loans Jumbo loans 2026 San Diego County loan limits FHA vs Conventional VA vs Conventional

Costs and payments

Closing costs Closing cost estimator Property taxes and payment Down payment options Payment calculator

Refinance and equity

When to refinance Cash-out refinance HELOC vs cash-out Rate buydowns

Process

Closing timeline Underwriting timeline Appraisal process Rate locks

Tools

Mortgage calculator Affordability calculator Buy vs rent calculator Closing cost estimator San Diego areas
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