E-Consent Disclosure

Consent to Use Electronic Records, Disclosures, and Signatures. Version v3-2026-10-21. Last updated: October 21, 2026

Left Coast Leaders, Inc. (NMLS 2394495, DRE 02191517), 5210 Mount Alifan Drive, San Diego, CA 92111 ("Left Coast Leaders," "we," "us") would like to provide certain records to you electronically. Federal law, including the Electronic Signatures in Global and National Commerce Act (E-SIGN Act, 15 U.S.C. 7001), requires us to give you this disclosure and to get your consent before we do so. Please read it carefully and keep a copy for your records.

1. What this consent covers

If you consent, we may provide the following to you electronically, by email to the address you provided, by a secure link, or through a website or loan portal, instead of on paper:

Your consent applies to your current inquiry and to any loan application or transaction with Left Coast Leaders that results from it, for the length of our relationship, unless you withdraw it. Some records may still be sent on paper when the law requires it or when we choose to do so.

2. You may choose paper instead

You are not required to receive records electronically. You may ask us to provide any record on paper or in another nonelectronic form instead. Giving or declining this consent is not a condition of obtaining any product or service from us.

3. How to get a paper copy

After you consent, you may still request a paper copy of any electronic record we provided by emailing amir@leftcoastleaders.com or writing to us at the address above. Tell us your name, mailing address, and the record you want. There is no fee for paper copies.

4. How to withdraw your consent

You may withdraw your consent at any time, at no cost, by emailing amir@leftcoastleaders.com with the subject line "Withdraw E-Consent," or by writing to us at the address above. There is no fee to withdraw. After we receive and process your request, we will send future records on paper. Withdrawal does not affect the legal effect, validity, or enforceability of records provided or signed electronically before it took effect. If you withdraw while a loan is in process, your transaction may take longer because paper documents must be mailed and returned.

5. How to update your contact information

Please keep your email address and other contact information current. To update it, email amir@leftcoastleaders.com from your current address, or write to us at the address above, and include your name and the new information.

6. Hardware and software requirements

To access and keep electronic records from us, you need:

If these requirements change in a way that creates a material risk that you will not be able to access or keep future electronic records, we will tell you the new requirements and you may withdraw your consent without any fee or condition.

7. Your consent

By checking the consent box on our forms that refers to this E-Consent Disclosure, you confirm that you have read this disclosure, that you can access and keep information in the electronic forms described above (for example, you were able to open this page), and that you agree to receive records electronically as described here. You can print or save this page for your records.

Questions? Contact Left Coast Leaders, Inc. at amir@leftcoastleaders.com, 5210 Mount Alifan Drive, San Diego, CA 92111.

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