Mortgage broker in San Diego, CA
Amir Nurani · NMLS #197458 · (619) 366-9494
Quick answer: Left Coast Leaders, Inc. is a local San Diego mortgage broker, not a bank. Amir Nurani (NMLS #197458) and Dana Sher (NMLS #2481641) shop your purchase or refinance across multiple lenders. We serve San Diego County. VA, FHA, jumbo, and conventional when that is the better fit. You work with us, not a call center.
| Item | 2026 figure |
|---|---|
| 1-unit high-cost conforming | $1,104,000 |
| 1-unit baseline conforming | $832,750 |
| Jumbo (1-unit conventional) | Above $1,104,000 |
| VA full entitlement | Not capped by the old county VA limit |
A broker, not a bank
A bank can only sell its own products. We shop wholesale lenders on the same credit, income, and property. That matters in San Diego when the file is VA, FHA, jumbo above $1,104,000, or a refinance that has to beat closing costs. I will not quote a website rate. The number that matters is the one on your Loan Estimate.
Who you work with
Two licensed officers. Amir Nurani, Broker/Owner (NMLS #197458). Dana Sher, Loan Officer (NMLS #2481641). That is the team. See the team, Amir's profile, and Dana's profile. We stay on the file through documents and closing.
What we shop in San Diego County
- VA loans in San Diego. Eligible veterans and service members. Little or no down payment is common with full entitlement. 2026 rules: VA loan San Diego 2026.
- FHA loans in San Diego. Lower down payment when conventional is a stretch. 2026 1-unit line: FHA loan limits San Diego 2026.
- Jumbo loans in San Diego. 1-unit conventional above $1,104,000. High-balance vs jumbo is the loan amount, not the list price. Jumbo loan limits San Diego 2026.
- Refinance in San Diego. Rate-and-term, cash-out, or VA IRRRL. Break-even first, then a real quote.
Conventional still wins when credit, down payment, and the monthly number favor it. We price the paths on the same file. Related: conventional loans · first-time buyers · condo loans · self-employed.
San Diego County, including the bases
We serve San Diego County. City and neighborhood pages live on areas we serve. Named bases we already cover:
- Camp Pendleton (Oceanside VA)
- NAS North Island (Coronado VA)
- Naval Base San Diego / 32nd Street
- Naval Base Point Loma
Coastal and inland purchase pages that come up often: La Jolla jumbo, Chula Vista FHA, Oceanside VA, Clairemont, North Park, Pacific Beach.
The 2026 San Diego 1-unit line
The 2026 San Diego County 1-unit high-cost conforming limit is $1,104,000. Baseline conforming is $832,750. That line is the loan amount, not the home's list price. A larger down payment can keep a higher-priced house in high-balance conforming. VA with full entitlement is not capped by the old county VA limit. Confirm the figure on your pre-approval. Full tables: VA · FHA · jumbo.
How we work a file
Same process I use on every purchase and refinance. Goals first. Then options from more than one lender. Then a clear presentation. Then we execute and close. Start with Get Pre-Approved or call (619) 366-9494. Tools if you want a first pass: payment calculator · affordability · refinance break-even.
Frequently asked questions
A bank sells its own products. A mortgage broker shops your file across multiple wholesale lenders. Left Coast Leaders, Inc. is a San Diego brokerage (NMLS #2394495), not a bank. We price VA, FHA, jumbo, conventional, and refinance on the same credit and income file.
Amir Nurani (NMLS #197458), Broker/Owner, and Dana Sher (NMLS #2481641), Loan Officer. Two licensed officers. No call center. You get a person on the file through closing.
VA, FHA, jumbo above the 2026 $1,104,000 1-unit line, conventional when that is the better fit, and refinance (rate-and-term, cash-out, VA IRRRL). We serve San Diego County, including buyers near Camp Pendleton, NAS North Island, Naval Base San Diego, and Naval Base Point Loma.
The 2026 San Diego County 1-unit high-cost conforming limit is $1,104,000. That is the loan amount, not the list price. Baseline conforming is $832,750. Amounts from $832,751 through $1,104,000 can still be high-balance conforming. Confirm on your pre-approval.
Ready for a San Diego pre-approval?
Start with a quick pre-approval. We shop the file. It only takes a couple of minutes.
Get Pre-ApprovedLeft Coast Leaders, Inc. · San Diego, CA 92111 · (619) 366-9494 · NMLS #2394495 · DRE #02191517 · Amir Nurani NMLS #197458 · Dana Sher NMLS #2481641 · Equal Housing Lender