San Diego Buy vs Rent Calculator

Compare estimated monthly housing cost to buy versus rent. Simple planning tool only.

Monthly rent ($) Home price ($) Down payment ($) Interest rate (%) Annual property tax rate (%) Monthly insurance ($) Monthly HOA ($)

Monthly comparison

Enter numbers and calculate.

Buy cost here is principal and interest + estimated taxes + insurance + HOA. It does not include maintenance, utilities differences, or equity build-up. Use this to start the conversation, then get real pre-approval numbers.

These are estimates. Get a real pre-approval.

Get this as a pre-approval.

Read the buy vs rent guide

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We'll only use this to follow up about your mortgage goals. No spam.

Next step: finish this so we can get you a real number.

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