San Diego Home Affordability Calculator

A quick estimate using income, debts, and a full housing payment assumption. Not a pre-approval.

Gross monthly income ($) Other monthly debts ($) Down payment available ($) Interest rate (%) Target housing DTI (%)

Estimated purchase price

Enter your numbers and calculate.

Estimate only. Uses ~1.25% annual property tax and $200/mo insurance assumption, 30-year fixed, and target housing ratio. Actual approval depends on credit, full underwriting, and program guidelines.

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Takes about 2 minutes